Legal
Terms of Use

Welcome to The Knowledge-Economy Web site, this site is owned and operated by Hay House, Inc. and The William Morris Agency, LLC.

These Terms of Use, along with policies and guidelines located throughout theKnowledge-Economy.com Web site identify what users of the theKnowledge-Economy.com Web site can expect from theKnowledge-Economy.com, and what we expect from users. By accessing any areas of theKnowledge-Economy.com Web site, users are deemed to have accepted these Terms of Use and other policies and guidelines identified throughout theKnowledge-Economy.com Web site.

Privacy Policy
The Knowledge-Economy respects the privacy of its users. The terms and conditions of The Knowledge-Economy Privacy Policy are incorporated herein by reference.

Content
Proprietary Rights
User acknowledges that The Knowledge-Economy Web site contains content that is protected by copyrights, trademarks, trade secrets, or other proprietary rights, and that these rights are valid and protected in all forms, media and technologies existing now or hereinafter developed. All content is copyrighted as a collective work under the U.S. copyright laws, and The Knowledge-Economy owns a copyright in the selection, coordination, arrangement, and enhancement of such content. User may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the content, in whole or in part. If no specific restrictions are displayed, Users may make copies of select portions of the content, provided that the copies are made only for User's personal use and that User maintains any notices contained in the content, such as all copyright notices, trademark legends, or other proprietary rights notices. Except as provided in the preceding sentence or as permitted by the fair use privilege under the US copyright laws (see, e.g., 17 U.S.C. Section 107), User may not upload, post, reproduce, or distribute in any way content protected by copyright, or other proprietary right, without obtaining permission of the owner of the copyright or other propriety right. In addition to the foregoing, use of any software content shall be governed by the software license agreement accompanying such software.

Third-Party Content
In some instances, the content available through The Knowledge-Economy Web site represents the opinions and judgments of the respective third party providing such content. The Knowledge-Economy neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on The Knowledge-Economy Web site by anyone other than The Knowledge-Economy. Under no circumstances shall The Knowledge-Economy, or its affiliates, or any of their officers, directors, employees, or agents be liable for any loss, damage or harm caused by a User's reliance on information obtained through The Knowledge-Economy Web site. It is the responsibility of User to evaluate the information, opinion, advice, or other content available through The Knowledge-Economy Web site.

Termination of Usage
The Knowledge-Economy may suspend or terminate any User's access to all or any part of The Knowledge-Economy Web site including any account thereon, without notice, for any reason in The Knowledge-Economy's sole discretion.

Disclaimers and Limitation of Liability
THE KNOWLEDGE-ECONOMY WEB SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE KNOWLEDGE-ECONOMY DISCLAIMS ALL IMPLIED WARRANTIES.

WITHOUT LIMITING THE FOREGOING, THE KNOWLEDGE-ECONOMY MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED: (I) AS TO THE OPERATION OF THE KNOWLEDGE-ECONOMY WEB SITE, OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS INCLUDED THEREON; (II) THAT THE KNOWLEDGE-ECONOMY WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE; (III) AS TO THE ACCURACY, RELIABILITY, OR CURRENCY OF ANY INFORMATION, CONTENT, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE KNOWLEDGE-ECONOMY WEB SITE; OR (IV) THAT THE KNOWLEDGE-ECONOMY WEB SITE, ITS SERVERS, OR E-MAIL SENT FROM OR ON BEHALF OF THE KNOWLEDGE-ECONOMY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

THE KNOWLEDGE-ECONOMY DOES NOT GUARANTEE THE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE KNOWLEDGE-ECONOMY WEB SITE OR ANY RELATED SERVICES. THE OPERATION OF THE KNOWLEDGE-ECONOMY WEB SITE MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE THE CONTROL OF HAY HOUSE INC.

UNDER NO CIRCUMSTANCES SHALL THE KNOWLEDGE-ECONOMY BE LIABLE FOR ANY DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO USE THE KNOWLEDGE-ECONOMY WEB SITE, INCLUDING BUT NOT LIMITED TO RELIANCE BY A USER ON ANY INFORMATION OBTAINED FROM THE KNOWLEDGE-ECONOMY WEB SITE OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO THE KNOWLEDGE-ECONOMY'S RECORDS, PROGRAMS, OR SERVICES. USER HEREBY ACKNOWLEDGES THAT THIS PARAGRAPH SHALL APPLY TO ALL CONTENT, MERCHANDISE, AND SERVICES AVAILABLE THROUGH THE KNOWLEDGE-ECONOMY WEB SITE.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO A USER, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO SUCH USER, AND SUCH USER MAY HAVE ADDITIONAL RIGHTS.

Acknowledgment
The Terms of Use, including all documents referenced herein, represents the entire understanding between User and The Knowledge-Economy regarding User's relationship with The Knowledge-Economy and supersedes any prior statements or representations. When using The Knowledge-Economy Web site or making a purchase there from, USER AGREES TO BE BOUND BY THESE TERMS OF USE.

Modification
The Knowledge-Economy reserves the right to make changes to The Knowledge-Economy Web site, posted policies and these Terms of Use at any time without notice. These Terms of Use were last revised on June 03, 2008.